Uniform Lifetime Table 2024 Irs Table. This table is the life expectancy table to be used by all ira owners to calculate lifetime distributions unless your beneficiary is your spouse who is more than 10 years younger than you. Divide #1 by #2 to determine your rmd amount;
Use table iii if you are the ira owner and your spouse isnโt the sole designated beneficiary or if your spouse is the sole designated beneficiary of your ira and not. Starting in 2024, roth 401 (k)s no longer require rmds, either, thanks to the secure 2.0 act.
